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  • The Value of a Good Public Adjuster and 3 Reasons Why You Need One on Your Next Insurance Claim

    The Value of a Good Public Adjuster and 3 Reasons Why You Need One on Your Next Insurance Claim

    Hiring a public adjuster has several IMPORTANT advantages:

  • The Insurance Shell Game No One Talks About

    The Insurance Shell Game No One Talks About

    The post discusses the hidden practices in property insurance claims, where insurance companies rely on confidential internal guidelines instead of the policies purchased by consumers. This lack of transparency leads to potential unfair treatment of policyholders during claims. It advocates for policyholder access to these documents to ensure accountability and fairness in the claims process.

  • Case Study: Mold, Misdiagnosis, and a Denied Claim — A Closer Look at Insurance Gaps and Vulnerable Homeowners

    Case Study: Mold, Misdiagnosis, and a Denied Claim — A Closer Look at Insurance Gaps and Vulnerable Homeowners

    In this case study, we examine how an insurance claim denial following water damage and mold discovery raised serious concerns—not only about the accuracy of the insurer’s assessment but also about health risks to an immunocompromised resident and possible contractor misconduct. Background A homeowner in Palm City, Florida, filed a property insurance claim after discovering…

  • UPCIC to Pay $30M for Fraudulent Hurricane Claims in Florida

    UPCIC to Pay $30M for Fraudulent Hurricane Claims in Florida

    A Florida insurance company, Universal Property & Casualty Insurance Company (UPCIC), has agreed to pay over $30 million to the state’s hurricane fund after allegations that it submitted numerous fraudulent claims for reimbursement. According to the Attorney General’s office, UPCIC violated the Florida False Claims Act. Attorney General James Uthmeier announced on Tuesday that UPCIC…

  • Unfinished State Report Exposes Insurers accounting tricks to conceal profits

    Unfinished State Report Exposes Insurers accounting tricks to conceal profits

    Last month, The Times/Herald uncovered the previously unseen state report, which revealed that insurance companies channeled billions of dollars to affiliated companies while claiming to lose money between 2017 and 2019, when the state’s insurance crisis began.

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