what is a public adjuster?

When you file an insurance claim, the insurance company employs an adjuster to represent their interests, focusing on investigating your claim from their perspective. However, as the insured, you have a fundamental right to your own representation in this process.

This is where a Public Adjuster comes in. Our role is to be your advocate, ensuring your voice is heard and your claim is addressed fairly. A Public Adjuster meticulously assesses the extent of your loss, handles the complexities of the claim process, and works diligently to secure a comprehensive settlement. Our goal is to ensure your claim is managed effectively, leading to a fair resolution that allows you to restore your property to its pre-loss condition and move forward with your life.

What Does a Public Adjuster Do?

Carefully Review Your Insurance Policy

Public adjusters are experts in deciphering the complex language of insurance policies, making informed coverage determinations, and understanding applicable state laws. Your insurance policy is a contract, and as your PA, we’re here to defend your rights under that contract, ensuring you receive what you’re rightfully owed.

Thoroughly Document Your Loss

Our team conducts an exhaustive assessment of your damages. We meticulously document every detail, big and small, to build a comprehensive and undeniable claim. This thoroughness is crucial in highlighting the full extent of your loss and securing an appropriate settlement.

Negotiate with the Insurance Company

Negotiation is where our expertise shines. We engage directly with your insurance company, armed with detailed documentation and a solid understanding of your policy. Our goal is to negotiate a settlement that truly reflects the value of your claim, ensuring you get the maximum possible compensation.

testimonials

Rating: 5 out of 5.

“Fantastic adjuster and did excellent job with our claim, in a very timely manner. He was always available with all our questions. Would recommend 100%!”

Jennifer F.
Okeechobee, FL

Rating: 5 out of 5.

“I had the pleasure to work with Antonio about a year ago. Extremely professional, knowledgeable and dedicated. Highly recommended if you need a public adjuster.”

Jorge V.
Coral Springs, FL

Rating: 5 out of 5.

“It was my pleasure working with Tony and I can’t express how grateful I am for his exceptional services. He demonstrated professionalism expertise and genuine commitment to helping me navigate the complex process of my insurance claim.”

Joseph M.
Vero Beach, FL

Claims Aid Consultants Public Adjusters

What does Claims Aid Consultants do as a public adjuster?

Claims Aid Consultants represents homeowners and business owners during the insurance claim process. We document your damage, review your policy, prepare the estimate, handle communication with the insurance company, and negotiate to get you a fair settlement.

Do you offer free inspections for property damage?

Yes. We provide a free inspection and consultation. We review the damage, explain your coverage, and help you understand your best options before you file or reopen a claim.

What types of insurance claims do you help with?

We handle hurricane damage, wind and storm damage, water leaks, roof damage, pipe bursts, mold (when covered), fire and smoke damage, and commercial property claims.

Can you help if my claim was denied or underpaid?

Yes. We frequently take on denied or underpaid insurance claims. We re-inspect the damage, analyze your policy, and work to recover additional money where possible.

How does hiring a public adjuster help me?

A public adjuster protects your interests. We identify hidden damage, prepare a detailed estimate, manage the paperwork, communicate with the insurance company, and negotiate the settlement so you don’t have to.

What does it cost to hire a public adjuster?

There are no upfront costs. We work on a contingency fee, meaning we only get paid if we recover money for you.

Do you help homeowners and businesses in Port St. Lucie?

Yes. We serve all of Port St. Lucie, Fort Pierce, Stuart, Jensen Beach, Palm City, Tradition, and the entire Treasure Coast area.

Should I call you even if my insurance company already inspected the damage?

Yes. The insurance company’s adjuster works for them. A second, independent inspection from us ensures your damage is fully documented and valued correctly.

What should I do right after property damage occurs?

Take photos, prevent further damage if possible, and contact us quickly. We’ll guide you through the next steps and handle the claim process for you.

Contact

(772) 249-7988 | Treasure Coast

(954) 48-CLAIM | South Florida

(305) 454-4449 | Miami & Keys

Open 7 Days a Week

8am — 6pm

24/7 for Emergencies

Firm License #W809046
Antonio Hernandez #W013213
Public Adjuster | Appraiser | Umpire
Licensed in FL, MT, NC, SC, TX

Location on Map of Florida

claims services

Appraiser & Umpire
Business Interruptions
Diminished Value
Fire Claims
Hail Claims
Hurricane Claims
Lightning Claims
Mold Claims
Roof Damage Claims
Sinkhole Claims
Theft Claims
Tornado Claims
Vandalism Claims
Water Damage Claims

Claims Aid Consultants Public Adjusters logo

©2011-2025 Claims Aid Consultants Inc. All Rights Reserved.