Claims Aid Consultants Public Adjusters

Underpaid Water Damage Claim

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This claim settlement study involves a 4-unit commercial apartment building in Fort Lauderdale, Florida that sustained water damage from a burst water heater.

The owner of the property was based out of New York, and at the recommendation of his local property manager, Claims Aid Consultants Public Adjusters was hired to help settle his underpaid water damage claim.

When the claim was initially filed by the owner, he claimed interior water damage to two units that was caused by a burst water heater in the upstairs unit.

The owner received a $26,600 settlement check from his insurance company for the property loss, however, the amount he collected wasn’t adequate to complete all the necessary repairs to the damaged units.

Upon inspection of the property and review of the insurance company’s estimate and payment, it was clear that our client had been grossly underpaid for the reported water damage. 

Fortunately, the downstairs tenant recorded a video documenting the amount of water that entered her unit from the burst water heater, which was substantial. This video was vital to our argument in requesting the additional funds needed to properly repair the damages sustained to both units.

After producing additional evidence and an accurate estimate of the damages, Claims Aid Consultants Public Adjusters were able to obtain a final settlement of $64,430 for our client! A net increase of $33,788 allowing him to complete all the necessary repairs to both units.

The above is not an unusual situation involving an underpaid water damage claim.

In fact, it is a common occurrence in the world of public insurance adjusting. It is the reason why hiring a public adjuster is essential to your success in recovering all the funds you are entitled to so you can properly repair your property after a loss.

If you are a property manager, homeowner or business owner, and  it has not been more than 3 years since a a claim was filed for water damage to your property, or if you were unfairly denied by your insurance company, contact us today for a FREE, no obligation claim evaluation at 1-800-GET PAID.

Claims Aid Gets You Paid!

water damage claim settlement check 1

Get Ready For Hurricane Season 2020

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While many of us are still weathering the effects of the COVID-19 pandemic, we now must prepare for hurricane season 2020 as well.

While no one wants to experience a storm this year, planning and preparing will allow all of us to handle that event with less stress and far more safety. Hurricane preparedness is something we all need to focus on now, at the start of the season. If an occasion does arise when we have to place our plans into action, being prepared ahead of time will help tremendously.

hurricane season 2020 names

Hurricane season runs from June 1st through November 30th and according to forecasters at the National Oceanic and Atmospheric Administration (NOAA), the Atlantic hurricane season is expected to be active.

While there are many resources available that go into great detail on how to create an effective and easy-to-use hurricane preparedness plan. We encourage you to take the time now to research a plan that is right for you; however, here are some common items to consider as you develop your plan for hurricane season 2020:

  • Know in advance where you plan to evacuate, and regularly evaluate that location for availability and safety during a storm.
  • Make preparations now for what you will do with your pets.
  • Make a list of items and belongings you plan to take with you, and only carry what is most necessary.
  • Know ahead of time how and which route you will follow to evacuate if the order is given.
  • Build a home kit of supplies to have after the storm passes. This may include tarps, batteries, flashlights, radios, a first aid kit, and general tools.
  • Be sure to have adequate bottled drinking water and non-perishable food on hand for you and your family. A good rule of thumb is to have enough of these items to last a minimum of 72 hours after the storm passes.
  • Know your insurance policy, hurricane deductibles, and flood insurance requirements.
hurricane preparedness

Here is a list of items that you may want to include in your hurricane preparedness kit:

  • Reusable ice (reusable ice packs)
  • Portable, self-powered light source (powered by battery, solar, hand-crank, or gas)
  • Candles
  • Flashlights
  • Lanterns
  • Gas or diesel fuel container, including LP gas and kerosene containers
  • Batteries, including rechargeable batteries, listed sizes only (excluding automobile and boat batteries): AAA-cell, AA-cell, C-cell, D-cell, 6-volt and 9-volt
  • Coolers and ice chests (food-storage; nonelectrical)
  • Bungee cords
  • Ground anchor systems
  • Radios (powered by battery, solar, or handcrank) either Two-way or Weather band
  • Ratchet straps
  • Tarpaulins (tarps)
  • Tie-down kits
  • Visqueen, plastic sheeting, plastic drop cloths, and other flexible waterproof sheeting
  • Portable generators used to provide light or communications, or to preserve food in the event of a power outage

Understandably, the last thing many of us want to focus on is preparing for Florida hurricane season, but now is the best time to start – before a storm hits. As always, Claims Aid Consultants Public Adjusters will be here for you – before, during, and after the storm.

Should you ever need to file a claim with your homeowners insurance to help you recover from this type of loss, it is important that you review your policy carefully because hurricane deductibles are frequently higher than other covered perils and they can vary greatly.  

If you are experiencing roof leaks, or staining on your ceiling you may have hurricane damage. Contact one of our licensed professional public adjusters at Claims Aid Consultants for a free inspection and evaluation today at 888-244-GET PAID.